Who we are

We’re not your typical financial team—and that’s exactly the point.

Stone and Harbor Financial was born from our own lived experiences—watching loved ones struggle through life-altering illnesses, unexpected loss, and the financial fallout that followed. We’ve seen what happens when protection isn’t in place. And now? We’ve made it our mission to make sure others never have to go through that alone—or unprepared.

We’re a husband-and-wife team, Florida-based but Colorado-rooted, fueled by iced coffee, a deep love for family, and a calling to help people protect and build what matters most. Our work doesn’t start with products—it starts with people.Real stories. Real goals. Real fears. And the belief that financial security shouldn’t feel out of reach or overcomplicated.

We're proud to be part of a network of licensed professionals across the country. Together, we bring decades of combined experience in life insurance, wealth protection, debt elimination, and legacy planning. Whether you’re just starting out or starting over, we’re here to help you feel anchored and empowered every step of the way.

Because here’s the truth: life doesn’t wait. So we don’t either. We show up with heart, hustle, and simple, powerful tools that put your future back in your hands.

Stone and Harbor isn’t just a name—it’s a promise:
🔹 Stone — Strong foundations, built to last.
🔹 Harbor — Safe places in life’s storms.

We’re so glad you found us. Let’s build something steady and lasting—together.